Direct Lender — Essex, CT

Build Smarter.
Fund Faster.

Fueling your construction growth with fast, flexible financing. From equipment loans to project capital — we deliver funding tailored to contractors and builders who refuse to slow down.

24hr
Fast Approvals
$5M+
Funding Available
500+
Projects Funded

Get Your Free Quote

Fast-track your success — funding in as little as 24 hours.

AGC
NAHB
FinTech Secure
ABC
CFMA

Financing Built for Builders

As a direct lender, we cut through the red tape to deliver construction-focused funding solutions with competitive rates and transparent terms.

Equipment Financing

Acquire excavators, cranes, and heavy machinery with flexible terms up to 84 months. Keep your cash flow intact while expanding your fleet.

Project Capital

Secure the funding you need to bid on larger projects with confidence. We finance the gap between mobilization and your first draw.

Working Capital Lines

Revolving credit lines designed for contractors. Draw funds when you need them for payroll, materials, or unexpected project costs.

Commercial Real Estate

Finance new construction, renovations, or ground-up commercial builds with competitive long-term rates and tailored repayment schedules.

SBA Construction Loans

Leverage SBA-backed programs for lower down payments and extended terms. Ideal for expanding your operations or building your own facility.

Bridge Financing

Short-term capital to bridge gaps between projects or while awaiting permanent financing. Fast approvals to keep your timeline on track.

Your Compass to
Construction Capital

We're not a broker and we're not a merchant cash advance company. As a direct construction lender based in Essex, Connecticut, we understand the unique financial challenges contractors face — and we've built our lending platform specifically to solve them.

Direct Lender, No Middlemen

Deal directly with decision-makers. Faster answers, better rates, and zero broker fees eating into your capital.

Construction-Specific Expertise

We understand draw schedules, bonding requirements, and seasonal cash flow — because that's all we do.

24-Hour Funding Decisions

No waiting weeks for underwriting. Get pre-approved in hours and funded within one business day.

Transparent Terms, Always

Clear rate structures with no hidden fees. You'll know exactly what you're paying before you sign.

98.5%
Client Satisfaction Rate
24 Hours
Average Approval Time
$250M+
Total Capital Deployed
500+
Contractors Served

Funded in Four Simple Steps

Our streamlined process was designed by contractors, for contractors. No mountains of paperwork — just fast, focused funding.

1

Apply Online

Complete our quick application form with your basic business and project details. Takes less than 5 minutes.

2

Get Pre-Approved

Our team reviews your application and delivers a pre-approval decision — typically within hours, not weeks.

3

Choose Your Terms

Review transparent offers with clear rates and flexible terms tailored to your specific project needs.

4

Get Funded

Accept your offer and receive capital directly into your account — often within 24 hours of approval.

Trusted by Contractors Nationwide

Hear from builders who scaled their businesses with our construction financing solutions.

★★★★★
"North Compass funded our equipment purchase in under 48 hours. No broker runaround, no hidden fees — just straightforward financing that let us take on a $2M project we would've had to pass on."
MR
Marcus Rivera
Rivera General Contractors, Hartford CT
★★★★★
"As a woman-owned construction firm, finding a lender who understood our business was tough. North Compass didn't just fund us — they became a partner in our growth. Working capital line changed everything."
SP
Sarah Pennington
Pennington Builds, New Haven CT
★★★★★
"We needed bridge financing between two commercial projects. Tod and his team delivered in 24 hours flat. The transparency and speed are unmatched — this is how construction lending should work."
DK
David Kim
Apex Commercial Builders, Stamford CT

Ready to Fast-Track Your Next Project?

Stop waiting on slow banks and expensive brokers. Get direct access to construction capital designed to move at the speed of your business.