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Terms of Service

Last updated: February 11, 2026

These Terms of Service ("Terms") govern your use of the North Compass Construction LLC website at northcompassconstruction.com. By accessing or using our website, you agree to be bound by these Terms.

1. Services

North Compass Construction LLC is a direct lender providing construction financing and lending solutions. Our website provides information about our services and allows you to submit inquiries for financing. Submitting an inquiry does not guarantee approval or funding.

2. Eligibility

You must be at least 18 years old and legally authorized to enter into binding contracts to use our services. By submitting a funding inquiry, you represent that all information provided is accurate and complete.

3. No Merchant Cash Advance

North Compass Construction LLC is a direct lender. We do not provide merchant cash advances (MCA). All financing products are structured as traditional lending instruments with clear terms, rates, and repayment schedules.

4. Communications Consent

By submitting your contact information through our website and providing express written consent, you agree to receive communications from North Compass Construction LLC via email, telephone (including calls made using an automated telephone dialing system or prerecorded voice), and SMS/text messages at the number provided. This consent applies to marketing, informational, and transactional communications. Consent is not required as a condition of purchase. You may opt out at any time by replying STOP to any text message or emailing tod@northcompassconstruction.com. Standard message and data rates may apply.

5. Intellectual Property

All content on this website — including text, graphics, logos, and design — is the property of North Compass Construction LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, North Compass Construction LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

8. Indemnification

You agree to indemnify and hold harmless North Compass Construction LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law principles.

10. Changes

We reserve the right to modify these Terms at any time. Changes take effect upon posting to this page. Continued use of the website constitutes acceptance of the updated Terms.

11. Contact

North Compass Construction LLC
Essex, CT
Email: tod@northcompassconstruction.com

SMS/Text Messaging Terms

By opting in to SMS communications from North Compass Construction LLC, you agree to receive text messages at the mobile number provided, including messages sent via automatic telephone dialing system (ATDS). You understand that consent is not a condition of any purchase.

You may receive messages for: customer care, account notifications, and promotional/marketing purposes. Message frequency varies. Message and data rates may apply.

To opt out, reply STOP at any time. For help, reply HELP or email tod@northcompassconstruction.com.

We do not sell or share your mobile number or SMS opt-in data with third parties for marketing purposes.